BUY A HOME
Whether you’re a first-time home buyer or a seasoned real estate veteran, you need a Realtor you can trust to guide you every step of the way! I will be there with you through the entire process, explain everything as we go, and hopefully take the mystery out of the home buying experience. My goal for all of my clients is to ensure an easy, smooth transaction, and get you to the settlement table happy and excited for your new home.
My buying agent commision fee is 0% to you as being my client & best of all I'll rebate you money back on your new home purchase! Once we find you a home and close on it the selling agent/ home owner pays me from negotiations between them. As paying it forward goes, I like to give back to my clients who give me their business, so I will rebate you back a percentage on a 3% payout, which can be used towards closing cost. My goal is to give you the best home buying experience possible, because I know how stressful buying your first home can be. I was pulling my hair out trying to figure everything out when I purchased my first home, so let me make this the best home buying experience possible for you!
1. Buyer Consultation Meeting
Reach out to me, define your priorities and time-frame. I will work as your trusted advisor to help guide your search. I will first walk you through the whole buying process and educate you on what you should and shouldn’t do during the buying process.
2. Get Pre-Approved
Before beginning your search, your first step is to get pre-approved for a mortgage loan (unless you will be paying in cash for the full price of your home). I am happy to connect you to a couple of lenders. Based on your income, credit history, assets, and liabilities, the lender will determine how much a bank will lend you, which will help you determine the price range for our search.
3. Customize Home Search
I will create a “CUSTOM VIEW” with the current real-time inventory that is specific to your based price range by considering your ideal location, amenities, and home types. I will also include many “COMING SOON” and “POCKET” Listings.
4. Visit Properties
Let’s go for a ride! Each property that you would like to view, I will provide you with detailed property research and traffic light output. We will shortlist the homes together and I will take you for a tour either during the open house or at your preferred timing.
5. Identify Property and Write an Offer
Once you have selected a property you are ready to write an offer. I will share a detailed analysis of the sold price and make a recommendation on a fair market price for the property. I will guide through the process including negotiating strategy and submitting a written offer.
6. Negotiate and Acceptance
I will diligently follow-up on the offer with the other agent to make sure why your offer is the best offer for the property. If the seller sends a “counter-offer”, I will guide you on what the “counter-offer” means and how to respond. Once both the parties agreed to the terms, accepted and signed, then you are in-contract. Once you are in the contract I will advise on the delivery of options and earnest money in a timely manner.
7. Due Diligence
Once you are under contract, you will have an opportunity to perform due diligence, conduct inspections, order title, and appraisal, obtain homeowners insurance and review terms with your lender i.e. referred to as contingencies. During this period, my role is to protect your interest and get you out of the contract should these contingencies raise any red flags.
8. Final Walk-Through
A final walk-through ensures that the property's condition hasn't changed since your last visit and ensure agreed-upon repairs by the sellers (if any) are completed.
9. Closing and Funding
Your loan is approved by the underwriter and closing documents are sent to the Title Company. Escrow Officer will then schedule a closing appointment for you. Three days prior to closing I will review the closing disclosure to ensure all numbers tally based on the contract. I will be at closing with you to ensure all questions are answered as you sign the documents.
10. Recording and Collecting Keys
The closing is taken care of by the Title Company, they will facilitate the transfer of funds and deed. Congratulations, you are now a homeowner! My journey to serve you for a lifetime will continue!.